But it can also be used for other purposes. It's not as fancy and elegant as some of today's mortgage calculators. Karl created his mortgage calculator in the 1990s. ![]() Provides a link to determine if you are eligible for an FHA home loan.Ĭost: Contact company. The FHA payment calculator calculates the FHA upfront mortgage insurance premium, monthly FHA mortgage insurance, property taxes, and homeowner's insurance to produce an appropriate FHA mortgage payment.Ĭalculates the impact of a minimal house down payment on overall loan costs and monthly home payments. If you're a qualified disabled veteran, the site will tell you if you're eligible for a veterans' home mortgage loan.Ĭost: Contact company. ![]() It handles your predicted mortgage payments with ease and assists you in calculating taxes, homeowners' insurance, and veterans' loan costs.Īssists you in calculating your credit score. The Veterans United Mortgage Calculator, which is designed specifically for current and past members of the United States military, guides VA loan customers through the whole process of determining home loan costs. When you've finished estimating all of your house buying costs, the mortgage also includes a specific feature to help you choose a suitable local real estate agent.Ĭost: Contact company. Simply enter the value of your property, the amount of your down payment, the kind of mortgage, and the interest rate. The Dave Mortgage Calculator is very user-friendly, and it can quickly compute your monthly mortgage payment and total house mortgage amount. Provides a user-friendly, hands-on mortgage calculator.Ĭonsider the basics, such as monthly and total loan costs, as well as interest rates.Ĭost: Contact company. For instance, the Trulia calculator requests your zip code in order to determine how local tax rates affect your house mortgage (which impacts monthly and total home mortgage costs). It also has some enticing aspects that you may not have thought of. Trulia walks you through estimating mortgage costs for non-traditional house loans such as veterans' loans, FHA 30- and 15-year home loans, and adjustable-rate home loans. Gives a detailed payment schedule for your mortgage.Ĭost: Free of cost. The USMortgage home loan calculator evaluates not only your expected monthly payments, but also critical "extras" like home insurance, property taxes, and homeowner association fees.Ĭalculates the principal and interest components of your monthly payment, as well as property taxes, PMI, homeowner's insurance, and HOA fees.ĭuring the full amortization period, it also calculates the total of all payments, including the one-time down payment, total PITI amount, and total HOA fees. Simply enter the home's price, including your down payment, and any loan data to calculate your mortgage payment split, timeline, and interest rate charges, among other things.Ĭan also get pre-qualified for a house mortgage.Įasier to negotiate with mortgage lenders.Ĭost: Contact company. The loan calculator on has a variety of mortgage calculation choices, including predicting your mortgage payment, including taxes and insurance. We've got for you well-curated list of the top 20 mortgage calculator tools that will really do you good when charting out your mortgage plans. ![]() Luckily, we've got you covered in that respect. This makes it a bit hard to find the top tools in the field that will give you genuine information and assistance without any covert promotional motives. Although the Consumer Financial Protection Bureau has created its own public mortgage calculator, these type of tools are routinely found on for-profit websites. Consumers use mortgage calculators to calculate monthly payments, while mortgage lenders use them to assess a house loan applicant's financial appropriateness. Mortgage calculator tools are computer-assisted tools that allow users to calculate the financial consequences of changing one or more variables in a mortgage financing agreement.
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